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DOL Rule’s Unintended Target: Your Retirement Savings

Everybody dreams of a comfortable retirement nest egg and security down the road, but a sweeping change by the Department of Labor (DOL) could have a direct impact on your piggy bank. DOL proposed in April a new regulatory package that would put the department in charge of financial advice provided to Individual Retirement Accounts (IRAs) in addition to all private-sector, employer-provided retirement plans they already oversee. The proposal expands the definition of fiduciary investment advice under a federal law known as the Employee Retirement Income Security Act (ERISA) – a change that would impact rules governing how financial advice is provided to roughly $15 trillion in retirement savings.

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The Georgia Department of Economic Development (GDEcD) is the state’s sales and marketing arm, the lead agency for attracting new business investment, encouraging the expansion of existing industry and small businesses, align workforce education and training with in-demand jobs, locating new markets for Georgia products, attracting tourists to Georgia, and promoting the state as a destination for arts and location for film, music and digital entertainment projects, as well as planning and mobilizing state resources for economic development. georgia.org

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