Key Dimensions and Processes in the U.S. Credit Reporting System:

This paper describes the credit reporting infrastructure at the three largest nationwide consumer reporting agencies (NCRAs) Equifax Information Services LLC (Equifax), TransUnion LLC (TransUnion), and Experian Information Solutions Inc. (Experian) with a special focus on the infrastructure and processes currently used by the NCRAs to collect, compile, and report information about consumers in the form of credit reports. Credit reports play an increasingly important role in the lives of American consume This paper describes the credit reporting infrastructure at the three largest nationwide consumer reporting agencies (NCRAs) – Equifax Information Services LLC (Equifax), TransUnion LLC (TransUnion), and Experian Information Solutions Inc. (Experian) – with a special focus on the infrastructure and processes currently used by the NCRAs to collect, compile, and report information about consumers in the form of credit reports.

Spotlight

Acalvio Technologies

Acalvio, the leader in cyber deception technology, helps enterprises actively defend against advanced security threats. Acalvio Active Defense Platform, built on 25 issued patents in autonomous deception and advanced AI, provides robust solutions for Identity Threat Detection and Response (ITDR), Advanced Threat Detection for IT and OT networks, Zero Trust, Active Directory Protection and Ransomware Protection. The Silicon Valley-based company’s solutions serve Fortune 500 enterprises, government agencies and are available to deploy from the Cloud, on-premises or via marquee managed service providers.

OTHER WHITEPAPERS
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Creating More Responsive Government Organizations

whitePaper | April 13, 2020

Like many state governments, South Dakota has a large workforce. Managing payroll and benefits for 18,000 current employees and retirees is no easy task, and paper-based processes made it more complex and inefficient. South Dakota needed to move away from manual processes where employees submitted paper forms to HR personnel, who then re-entered the information into a database. State leaders wanted to transition to self-service tools that let employees do things like change their direct deposit information, update their tax withholding and provide a new address — all in just a few clicks.

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Augmented government Transforming government services through augmented reality

whitePaper | January 27, 2020

On September 27, 1998, football fans who tuned in to watch the game between the Baltimore Ravens and the Cincinnati Bengals witnessed much more than a 31-24 Bengal win. That Sunday, ESPN introduced a technological inno-vation that would forever change the way fans watch sports: a thin yellow line overlaid onto live video representing the distance required for a first down.

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Government Cloud Plus Security Whitepaper

whitePaper | June 16, 2020

Federal, state, and local government organizations, along with government contractors, trust Salesforce to deliver critical business applications, in large part because of Salesforce’s commitment to security and privacy

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Government Requests for Cloud Customer Data

whitePaper | February 12, 2022

At Google, we know that transparency plays a critical role in earning and maintaining customer trust. That is why Google Cloud has taken steps to develop industry-leading product capabilities that enhance the control that our customers have over their data, and that give customers visibility into when and how their data is accessed. We think it is important to be clear at the outset about where we stand: our customers own their data and have the right to control access to it. Like other technology and communication companies, Google receives requests from governments and courts around the world for customer information, including requests for Google Cloud customer information. Google Cloud has developed a transparent, fair, and thorough process that meets international best practices when it comes to data access requests from law enforcement agencies and governments. Google provides a response on a case-by-case basis, taking into account different circumstances and informed by legal requirements, customer agreements, and privacy policies. We are committed to protecting privacy while also complying with applicable laws.

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Open Public Services White Paper

whitePaper | July 1, 2022

We believe that more open public services can benefit everybody in the UK and that finding ways to deliver better services for less money is a challenge that is common to all four nations of the UK. The scope of this paper is UK wide, but in devolved areas of policy it is for the devolved administrations to determine their own approach to public service reform. The three devolution settlements in Scotland, Wales and Northern Ireland are all different although, in general, services such as health, education and those provided by local government are under devolved control. If you live or work in any of the devolved territories and are in any doubt as to which of these reforms would apply there, the relevant territorial office will be able to advise you. We are committed to working in partnership with the devolved administrations to share good practice and to explore whether our approach would suit their particular circumstances and need.

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A unified approach to adaptive data and analytics governance

whitePaper | June 13, 2022

Adaptive data and analytics governance enables organizations to manage and organize their data, while also creating processes to maximize collaboration and produce insightful business-driven outcomes. With a world-class adaptive data and analytics governance solution, you can build a truly data intelligent company.

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Spotlight

Acalvio Technologies

Acalvio, the leader in cyber deception technology, helps enterprises actively defend against advanced security threats. Acalvio Active Defense Platform, built on 25 issued patents in autonomous deception and advanced AI, provides robust solutions for Identity Threat Detection and Response (ITDR), Advanced Threat Detection for IT and OT networks, Zero Trust, Active Directory Protection and Ransomware Protection. The Silicon Valley-based company’s solutions serve Fortune 500 enterprises, government agencies and are available to deploy from the Cloud, on-premises or via marquee managed service providers.

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