Home > Resources > Whitepapers > Manufactured-housing consumer finance in the United States

Manufactured-housing consumer finance in the United States

This white paper provides background on manufactured housing, including the market and regulatory environment, as well as on consumers who purchase or rent manufactured housing. The Consumer Financial Protection Bureau (Bureau) initiated research into manufactured housing to provide the Bureau and others with a more comprehensive understanding of manufactured housing and its financing. Manufactured housing accounts for six percent of all occupied housing and a much smaller fraction of home loan originations in the U.S. These fractions notwithstanding, manufactured housing is of interest to the Bureau for at least two reasons. First, it is an important source of affordable housing, in particular for rural and low-income consumers. Second, manufactured housing may raise particular consumer protection concerns due to the nature of the retail and financing markets for manufactured housing. This is particularly true to the extent that buyers of manufactured homes are more likely to belong to groups, such as older or lower-income families, that might be considered financially vulnerable.

I'm For Real

Enter your details once to access all our information and resources

Spotlight

City of Port Orange

Port Orange is a mid-sized city in East Central Florida, a part of the Greater Daytona Beach Area. Port Orange offers a dynamic business environment with opportunities for development and growth. Port Orange is recognized in the region for its quality of life and the premier service it provides to its residents, customers, and investors.

OTHER WHITEPAPERS
news image

Accelerating Your Zero Trust Journey in Federal Government

whitePaper | April 19, 2022

Zero Trust is a strategic approach to cybersecurity that secures an organization by eliminating implicit trust and continuously validating every stage of digital interaction. It’s a way for government agencies and departments to build resilience into their IT environments.

Read More
news image

Freedom of Information Report: An authority on data protection for local government

whitePaper | March 22, 2021

As our societies become increasingly data-centric; data privacy, security and availability have never been so important. The diverse array of individuals and organisations local councils deal with must interact with each other and look up information in a secure, seamless way. This report, commissioned by Veeam®, will explore the current state of data management, protection, and disaster recovery practices in local councils and outline key learnings and recommendations to enable local governments to deal with their data more effectively.

Read More
news image

Recommendations on Updating the National Artificial Intelligence Research and Development Strategic Plan

whitePaper | March 16, 2022

A long-term commitment to sustained federal research and development (R&D) funding in AI is critical to advance the United States’ leadership in global innovation. The federal government should increase non-defense investment in AI and basic research to strengthen research in critical fields of AI R&D, including healthcare, education, finance, and more, that underpin economic stability and robust growth. Such investment should reflect a multidisciplinary approach, focused on advancing basic and applied R&D, research on AI governance and norm-setting, and supporting research infrastructure with multi-agency collaboration.

Read More
news image

Zoom and Zoom for Government

whitePaper | September 15, 2022

Entities around the globe are using collaboration solutions to evolve the way they do business. From schools to financial institutions to government agencies, organizations everywhere rely on solutions like the Zoom platform for collaboration and communication.

Read More
news image

Qlik’s Data Integration Platform for Federal Agencies

whitePaper | March 15, 2023

How Federal Agencies leverage data for decision making is changing. Historical transaction reporting and static batch data analyses are giving way to predictive data science, streaming analytics, machine learning (ML), and artificial intelligence (AI). Agencies are embracing these new paradigms for more informed, real-time decisions to impact business, operations, and agency performance.

Read More
news image

2020 Global & Regional Corporate Governance Trends

whitePaper | January 11, 2020

For the first time, in 2020, we see the focus on the “E” and the “S” of environment, social and governance (ESG) as the leading trend globally, including in the United States, where it traditionally has not received as much attention by boards. Indeed, many of the key global trends for 2020, such as board oversight of human capital management (HCM), can be seen as subsets of ESG.

Read More

Accelerating Your Zero Trust Journey in Federal Government

whitePaper | April 19, 2022

Zero Trust is a strategic approach to cybersecurity that secures an organization by eliminating implicit trust and continuously validating every stage of digital interaction. It’s a way for government agencies and departments to build resilience into their IT environments.

Read More

Freedom of Information Report: An authority on data protection for local government

whitePaper | March 22, 2021

As our societies become increasingly data-centric; data privacy, security and availability have never been so important. The diverse array of individuals and organisations local councils deal with must interact with each other and look up information in a secure, seamless way. This report, commissioned by Veeam®, will explore the current state of data management, protection, and disaster recovery practices in local councils and outline key learnings and recommendations to enable local governments to deal with their data more effectively.

Read More

Recommendations on Updating the National Artificial Intelligence Research and Development Strategic Plan

whitePaper | March 16, 2022

A long-term commitment to sustained federal research and development (R&D) funding in AI is critical to advance the United States’ leadership in global innovation. The federal government should increase non-defense investment in AI and basic research to strengthen research in critical fields of AI R&D, including healthcare, education, finance, and more, that underpin economic stability and robust growth. Such investment should reflect a multidisciplinary approach, focused on advancing basic and applied R&D, research on AI governance and norm-setting, and supporting research infrastructure with multi-agency collaboration.

Read More

Zoom and Zoom for Government

whitePaper | September 15, 2022

Entities around the globe are using collaboration solutions to evolve the way they do business. From schools to financial institutions to government agencies, organizations everywhere rely on solutions like the Zoom platform for collaboration and communication.

Read More

Qlik’s Data Integration Platform for Federal Agencies

whitePaper | March 15, 2023

How Federal Agencies leverage data for decision making is changing. Historical transaction reporting and static batch data analyses are giving way to predictive data science, streaming analytics, machine learning (ML), and artificial intelligence (AI). Agencies are embracing these new paradigms for more informed, real-time decisions to impact business, operations, and agency performance.

Read More

2020 Global & Regional Corporate Governance Trends

whitePaper | January 11, 2020

For the first time, in 2020, we see the focus on the “E” and the “S” of environment, social and governance (ESG) as the leading trend globally, including in the United States, where it traditionally has not received as much attention by boards. Indeed, many of the key global trends for 2020, such as board oversight of human capital management (HCM), can be seen as subsets of ESG.

Read More
More Whitepapers

Spotlight

City of Port Orange

Port Orange is a mid-sized city in East Central Florida, a part of the Greater Daytona Beach Area. Port Orange offers a dynamic business environment with opportunities for development and growth. Port Orange is recognized in the region for its quality of life and the premier service it provides to its residents, customers, and investors.

Events