EMERGING TECHNOLOGY, GOVERNMENT FINANCE

The Future of Money and Payments

September 16, 2022

The Future  of whitepaper
On March 9, 2022, President Biden signed an Executive Order on Ensuring Responsible Development of Digital Assets (Executive Order).1 Section 4(b) of the Executive Order directs the Secretary of the Treasury, in consultation with the Secretary of State, the Attorney General, the Secretary of Commerce, the Secretary of Homeland Security, the Director of the Office of Management and Budget, the Director of National Intelligence, and the heads of other relevant agencies, to submit to the President a report on the future of money and payment systems. This report reviews the current U.S. system of money and payments, including developments in instant payments and stablecoins. It also describes design choices for a potential U.S. Central Bank Digital Currency (CBDC) in the context of public policy considerations related to building the future of money and payments, supporting U.S. global financial leadership, advancing financial inclusion and equity, and minimizing risks.

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Loma Linda ("Beautiful Hill"), originally known as "Mound City," has a history of being a health-conscious community. The Seventh-day Adventist Church purchased the Loma Linda Resort hotel from a group of businessmen and physicians from Los Angeles hospitals and converted it into the Loma Linda Sanitarium in 1905. The Sanitarium eventually became a full service medical facility and medical college, the forerunners of the Loma Linda University and Medical Center. Loma Linda has been a national center of health and wellness research for decades. The tradition of promoting food health has continued over the years. In 1993, the Loma Linda became the first “smoke-free” city in San Bernardino County.

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